Terms and Conditions

Last Updated: July 16, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website located at tiptopaccountingandtax.com, including any pages, forms, scheduling tools, resources, and other features available through the website (collectively, the “Website”).

The Website is owned and operated by Tip Top Accounting and Tax, LLC, also referred to in these Terms as “Tip Top Accounting & Tax,” “Tip Top,” “we,” “us,” or “our.”

By accessing or using the Website, you agree to these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use the Website.

1. Website Purpose

The Website provides general information about Tip Top’s services, which may include:

• Individual tax return preparation
• Business tax return preparation
• Tax projections for individuals and businesses
• Bookkeeping services
• Service packages combining tax preparation, tax projections, and bookkeeping
• Other accounting, tax, bookkeeping, and consulting services offered by Tip Top

Information on the Website is provided for general informational and educational purposes only.

2. No Professional Relationship Created

Your use of the Website, submission of a contact form, scheduling of an appointment, or communication with Tip Top does not automatically create an accountant-client, tax preparer-client, fiduciary, advisory, or other professional relationship.

A professional relationship is established only after Tip Top has:

1. Agreed to provide services;
2. Completed any required client acceptance or conflict-review procedures;
3. Received all requested information and documentation; and
4. Entered into a written engagement letter or other service agreement with you.

Tip Top is not obligated to accept any person or business as a client.

3. No Tax, Accounting, Legal, or Financial Advice

Nothing on the Website should be interpreted as individualized tax, accounting, legal, financial, investment, or business advice.

Tax laws, regulations, filing requirements, deadlines, and interpretations may change. Information that is accurate when published may later become outdated or may not apply to your particular circumstances.

You should consult a qualified professional who can evaluate your specific situation before making decisions based on information found on the Website.

Tip Top does not provide legal or investment advice unless expressly stated in a separate written agreement and permitted by applicable law.

4. Professional Services and Engagement Agreements

Any tax preparation, bookkeeping, tax projection, accounting, or related professional services provided by Tip Top will be governed by a separate engagement letter, service agreement, proposal, invoice, or other written agreement.

If these Terms conflict with a signed engagement agreement concerning professional services, the signed engagement agreement will control with respect to those services.

Fees, payment requirements, deadlines, refund terms, document-retention practices, responsibilities, and the scope of professional services will be described in the applicable engagement agreement or related documentation.

5. Accuracy of Information You Provide

When contacting Tip Top, scheduling an appointment, requesting services, or becoming a client, you agree to provide information that is accurate, current, and complete.

You are responsible for reviewing the accuracy and completeness of all information and documentation you provide. Tip Top is not responsible for errors, penalties, delays, missed deadlines, or other consequences resulting from inaccurate, incomplete, misleading, fraudulent, or untimely information supplied by you or by someone acting on your behalf.

You agree to promptly notify Tip Top if information previously provided becomes inaccurate or changes in a way that may affect the services requested.

6. Deadlines and Timely Submission of Documents

Submitting a contact form, sending an email, leaving a voicemail, or scheduling an appointment does not guarantee that Tip Top will be able to complete work before a particular tax, filing, payment, or reporting deadline.

You remain responsible for monitoring and complying with deadlines unless Tip Top expressly accepts responsibility for a specific deadline in writing.

Tip Top may establish document-submission deadlines or cutoff dates. Failure to provide complete and accurate information by an established deadline may result in delayed service, an extension, additional fees, or Tip Top’s inability to complete the requested work.

7. Protecting Sensitive Information

Do not submit Social Security numbers, taxpayer identification numbers, bank account information, payment card information, passwords, complete tax returns, payroll records, identity documents, or other sensitive financial information through a general Website contact form, ordinary text message, or unsecured email.

When sensitive documents are needed, Tip Top may provide instructions for using an approved secure portal, encrypted delivery method, or another authorized process.

You are responsible for following the secure-submission instructions provided by Tip Top.

8. Scheduling and Appointments

The Website may allow you to request or schedule an appointment through Tip Top or a third-party scheduling service.

Appointment availability shown online is subject to change. An appointment is not guaranteed until it has been confirmed through the scheduling system or directly by Tip Top.

You agree to provide accurate contact information when scheduling. Please notify Tip Top promptly if you need to cancel or reschedule.

Scheduling an appointment does not guarantee that Tip Top will accept an engagement or provide a particular service.

9. Electronic Communications

When you submit a form, schedule an appointment, send an email, call Tip Top, or otherwise provide your contact information, you authorize Tip Top to respond using the contact methods you provided.

Communications may include appointment confirmations, service-related messages, document reminders, account updates, deadline notices, requested information, and other messages related to your inquiry or professional relationship.

Email, text messaging, and ordinary internet communications may not always be secure. You should not use these communication methods to transmit sensitive tax or financial information unless Tip Top specifically instructs you to do so through an approved secure method.

10. Text Message Terms

Where you expressly consent to receive text messages from Tip Top, the following terms apply:

• Message frequency may vary.
• Message and data rates may apply.
• Messages may include appointment reminders, responses to inquiries, document reminders, service updates, and other communications related to Tip Top’s services.
• Consent to receive text messages is not a condition of purchasing services.
• You may reply STOP to opt out of future text messages.
• You may reply HELP for assistance.
• You may also contact Tip Top directly to withdraw your consent.
• Mobile carriers are not responsible for delayed or undelivered messages.

Opting out of text messages does not prevent Tip Top from contacting you through another method when necessary to provide requested services, administer an existing engagement, satisfy legal obligations, or respond to your inquiry.

Tip Top does not sell mobile phone numbers or text-message consent information to third parties for their own marketing purposes.

11. Third-Party Websites and Services

The Website may include links to, integrations with, or embedded features provided by third parties, including scheduling platforms, payment processors, client portals, mapping services, analytics providers, social media platforms, tax or accounting software, and other service providers.

Third-party services are governed by their own terms, privacy policies, security practices, and availability. Tip Top does not control and is not responsible for the content, security, accuracy, availability, or practices of third-party services.

A link to a third-party website does not necessarily represent an endorsement, sponsorship, or recommendation by Tip Top.

You use third-party websites and services at your own discretion.

12. Intellectual Property

Unless otherwise stated, the Website and its contents—including text, graphics, logos, branding, service descriptions, photographs, videos, downloads, page designs, and other materials—are owned by or licensed to Tip Top and are protected by applicable intellectual-property laws.

You may access and use the Website for personal, informational, and legitimate business purposes.

You may not, without prior written permission:

• Copy, reproduce, republish, distribute, sell, or commercially exploit Website content;
• Modify or create derivative works from Website content;
• Remove copyright, trademark, or other ownership notices;
• Use Tip Top’s name, logo, branding, or content in a way that suggests an unauthorized affiliation or endorsement;
• Scrape, harvest, or systematically extract Website content or data; or
• Use Website content to create or train a competing product or service.

13. Permitted Use

You agree to use the Website only for lawful purposes and in accordance with these Terms.

You may not:

• Use the Website to violate any law or regulation;
• Submit false, fraudulent, deceptive, defamatory, abusive, or unlawful information;
• Impersonate another person or misrepresent your identity or authority;
• Attempt to gain unauthorized access to the Website, its servers, accounts, systems, or data;
• Introduce viruses, malware, harmful code, automated attacks, or other disruptive technology;
• Interfere with the Website’s operation or another person’s use of the Website;
• Use automated systems to access the Website in a manner that places an unreasonable burden on its systems;
• Collect personal information about other Website users;
• Use the Website to transmit unsolicited advertising or spam; or
• Assist another person in engaging in prohibited activity.

14. Website Availability

Tip Top may modify, update, suspend, restrict, or discontinue any portion of the Website at any time.

We do not guarantee that the Website will always be available, uninterrupted, secure, current, complete, or free from errors or harmful components.

Maintenance, technical problems, security incidents, internet outages, third-party failures, or circumstances beyond Tip Top’s control may temporarily affect the Website.

15. Disclaimers

THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

TO THE FULLEST EXTENT PERMITTED BY LAW, TIP TOP DISCLAIMS ALL EXPRESS OR IMPLIED WARRANTIES RELATING TO THE WEBSITE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AVAILABILITY, AND SECURITY.

TIP TOP DOES NOT WARRANT THAT:

• THE WEBSITE WILL MEET YOUR PARTICULAR NEEDS;
• INFORMATION ON THE WEBSITE WILL APPLY TO YOUR SPECIFIC CIRCUMSTANCES;
• THE WEBSITE WILL BE AVAILABLE WITHOUT INTERRUPTION;
• DEFECTS OR ERRORS WILL BE CORRECTED IMMEDIATELY; OR
• THE WEBSITE OR ITS SERVERS WILL BE FREE FROM HARMFUL COMPONENTS.

These disclaimers apply to the public Website. Any warranties or obligations relating to paid professional services will be determined by the applicable written engagement agreement and governing law.

16. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, TIP TOP AND ITS OWNERS, EMPLOYEES, CONTRACTORS, REPRESENTATIVES, SERVICE PROVIDERS, AND AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE WEBSITE.

This includes damages resulting from lost data, lost profits, lost business opportunities, reliance on Website content, service interruptions, unauthorized access, third-party services, or harmful technology.

To the fullest extent permitted by law, Tip Top’s total liability arising solely from your use of the public Website will not exceed one hundred dollars ($100).

This limitation does not apply where liability cannot legally be excluded or limited. It also does not replace or modify liability provisions contained in a signed engagement agreement governing professional services.

17. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Tip Top and its owners, employees, contractors, representatives, affiliates, and service providers from claims, losses, liabilities, damages, judgments, costs, and expenses, including reasonable attorneys’ fees, arising from:

• Your unlawful or unauthorized use of the Website;
• Your violation of these Terms;
• Information or content you submit through the Website;
• Your infringement of another person’s rights; or
• Your intentional misconduct or fraudulent activity.

18. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law principles.

Any legal action arising solely from these Terms or use of the Website must be brought in a state or federal court of competent jurisdiction located in Missouri, unless applicable law requires otherwise.

Before filing a legal action concerning the Website, you agree to make a good-faith effort to contact Tip Top and attempt to resolve the matter informally.

19. Termination or Restriction of Access

Tip Top may restrict, suspend, or terminate your access to the Website if we reasonably believe that you have violated these Terms, created a security risk, engaged in unlawful activity, or interfered with the Website or its users.

Provisions that by their nature should survive termination will remain effective, including intellectual-property provisions, disclaimers, limitations of liability, indemnification obligations, and governing-law provisions.

20. Changes to These Terms

Tip Top may update these Terms periodically to reflect changes in the Website, services, business practices, technology, or legal requirements.

Updated Terms will be posted on this page with a revised “Last Updated” date. Changes become effective when posted unless a later effective date is stated.

Your continued use of the Website after updated Terms are posted constitutes acceptance of the revised Terms.

21. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be enforced to the greatest extent permitted by law, and the remaining provisions will remain in effect.

22. No Waiver

Tip Top’s failure to enforce any provision of these Terms does not waive its right to enforce that provision or any other provision in the future.

23. Assignment

You may not assign or transfer your rights or obligations under these Terms without Tip Top’s prior written consent.

Tip Top may assign these Terms in connection with a merger, acquisition, sale, reorganization, change in ownership, or transfer of business assets.

24. Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement between you and Tip Top regarding your use of the public Website.

Separate engagement letters, service agreements, invoices, or other written agreements may govern professional services.

25. Contact Us

Questions about these Terms may be directed to:

Tip Top Accounting and Tax, LLC

Springfield, Missouri

Email: info@tiptoptaxllc.com

Phone: 417-402-4136